Email: info@alphalife.com.bd Hot line: 01787683517 (Policy Service Department), 01787683520 (Group Insurance) IP Phone : 09612 400 200

Ordinary endowment insurance plan (with profit)


For ensuring financial security & make the mass people savings minded we have a plan called "Sanchay Bima". Objective of this plan is making the people savings minded.  At the end of the policy term if the policyholder alive then Full Sum Assured with attractive profit is payable. And in case of death of the policyholder before maturity of the policy term Full Sum Assured with accrued Profit is payable.
At the time of maturity or death of policyholder the policyholder/nominee receives a good amount of money at a time which helps him to bear the expense of Childs higher education, marriage or anyother necessities.
You can purchase the policy for 10 to 35 years, but at the time of maturity policyholder’s age shall not exceed 70 years. Minimum sum assured for this plan shall be BDT. 30,000/- (Taka thirty thousand) only.
In case of any financial crisis after paying two years annual premium, policy holder can turn it as a paid up policy with decreased Sum Assured, the policy acquired surrender value. If policyholder wishes he/she can avail a loan up to a maximum of 90% of the surrender value.


This plan allows you to add on one or more of the following supplementary insurance facilities :

  1. Accidental Death Benefit (ADB).
  2. Permanent Disability & Accidental Benefit (PDAB).
  3. Critical Care (CC)
  4. Waiver of Premium (WP)
  5. Plus
  6. Income Benefit Rider (IBR)

• You shall get income tax rebate on the deposited premium under this scheme and insurance claim amount in also tax free.
• Under this policy you can also pay the premium on Half Yearly, Quarterly & Monthly by multiplying the Annual premium rate by 0.525, 0.275 and 0.0925 respectively. 

 

 

Rate Chart

Premium Rate Per 1,000/- Sum Assured (Term 10 to 18)


 

Age

Term

10

11

12

13

14

15

16

17

18

20

106.20

95.90

87.40

80.20

74.00

68.70

64.00

59.90

56.30

21

106.20

95.90

87.40

80.20

74.00

68.70

64.00

59.90

56.30

22

106.20

95.90

87.40

80.20

74.00

68.70

64.00

59.90

56.30

23

106.20

95.90

87.40

80.20

74.00

68.70

64.00

59.90

56.30

24

106.20

95.90

87.40

80.20

74.00

68.70

64.00

60.00

56.30

25

106.20

96.00

87.40

80.20

74.00

68.70

64.10

60.00

56.30

26

106.20

96.00

87.40

80.20

74.10

68.70

64.10

60.00

56.40

27

106.20

96.00

87.40

80.20

74.10

68.70

64.10

60.00

56.40

28

106.20

96.00

87.40

80.20

74.10

68.80

64.10

60.00

56.40

29

106.30

96.00

87.50

80.30

74.10

68.80

64.10

60.10

56.50

30

106.30

96.00

87.50

80.30

74.10

68.80

64.20

60.10

56.50

31

106.30

96.00

87.50

80.30

74.20

68.90

64.20

60.20

56.60

32

106.30

96.10

87.60

80.40

74.20

68.90

64.30

60.20

56.60

33

106.40

96.10

87.60

80.40

74.30

69.00

64.40

60.30

56.70

34

106.40

96.20

87.70

80.50

74.40

69.10

64.50

60.40

56.80

35

106.50

96.20

87.70

80.60

74.40

69.20

64.60

60.50

57.00

36

106.50

96.30

87.80

80.70

74.60

69.30

64.70

60.70

57.10

37

106.60

96.40

87.90

80.80

74.70

69.40

64.80

60.80

57.30

38

106.70

96.50

88.10

80.90

74.80

69.60

65.00

61.00

57.50

39

106.90

96.70

88.20

81.10

75.00

69.80

65.20

61.20

57.70

40

107.00

96.80

88.40

81.30

75.20

70.00

65.40

61.50

58.00

41

107.20

97.00

88.60

81.50

75.40

70.20

65.70

61.70

58.20

42

107.40

97.30

88.80

81.70

75.70

70.50

66.00

62.00

58.60

43

107.60

97.50

89.10

82.00

76.00

70.80

66.30

62.40

58.90

44

107.90

97.80

89.40

82.30

76.30

71.20

66.70

62.80

59.30

45

108.20

98.10

89.70

82.70

76.70

71.50

67.10

63.20

59.80

46

108.50

98.40

90.10

83.10

77.10

72.00

67.50

63.70

60.30

47

108.90

98.80

90.50

83.50

77.50

72.40

68.00

64.20

60.80

48

109.30

99.20

90.90

84.00

78.00

73.00

68.60

64.80

61.40

49

109.70

99.70

91.40

84.50

78.60

73.50

69.20

65.40

62.10

50

110.20

100.20

92.00

85.00

79.20

74.20

69.80

66.10

62.80

51

110.80

100.80

92.60

85.70

79.80

74.90

 

52

111.30

101.40

93.20

86.40

80.60

75.60

 

53

112.00

102.10

93.90

87.10

81.40

76.50

 

54

112.70

102.80

94.70

87.90

82.20

77.40

 

55

113.50

103.70

95.60

88.90

83.20

78.40

 

 

Premium Rate Per 1,000/- Sum Assured (Term 19 to 35)
 

Age

Term

19

20

21

22

23

24

25

30

35

20

53.10

50.10

47.50

45.20

43.00

41.00

39.20

32.10

27.30

21

53.10

50.20

47.50

45.20

43.00

41.00

39.20

32.20

27.30

22

53.10

50.20

47.50

45.20

43.00

41.10

39.30

32.20

27.40

23

53.10

50.20

47.60

45.20

43.00

41.10

39.30

32.30

27.50

24

53.10

50.20

47.60

45.20

43.10

41.10

39.30

32.30

27.60

25

53.10

50.20

47.60

45.20

43.10

41.10

39.40

32.40

27.70

26

53.10

50.20

47.60

45.30

43.10

41.20

39.40

32.50

27.80

27

53.20

50.30

47.70

45.30

43.20

41.20

39.50

32.60

27.90

28

53.20

50.30

47.70

45.40

43.20

41.30

39.50

32.70

28.10

29

53.20

50.40

47.80

45.40

43.30

41.40

39.60

32.80

28.20

30

53.30

50.40

47.80

45.50

43.40

41.50

39.70

32.90

28.40

31

53.40

50.50

47.90

45.60

43.50

41.60

39.80

33.10

28.70

32

53.40

50.60

48.00

45.70

43.60

41.70

40.00

33.30

28.90

33

53.50

50.70

48.10

45.80

43.70

41.80

40.10

33.50

29.20

34

53.70

50.80

48.30

46.00

43.90

42.00

40.30

33.70

29.50

35

53.80

51.00

48.40

46.10

44.10

42.20

40.50

34.00

29.80

36

53.90

51.10

48.60

46.30

44.30

42.40

40.70

34.30

 

 

 

 

 

 

 

 

 

 

37

54.10

51.30

48.80

46.50

44.50

42.70

41.00

34.60

38

54.30

51.50

49.00

46.80

44.80

42.90

41.30

35.00

39

54.60

51.80

49.30

47.10

45.10

43.20

41.60

35.40

40

54.80

52.10

49.60

47.40

45.40

43.60

42.00

35.90

41

55.20

52.40

49.90

47.70

45.80

44.00

42.40

 

 

 

 

 

42

55.50

52.80

50.30

48.10

46.20

44.40

42.80

43

55.90

53.20

50.70

48.60

46.70

44.90

43.40

44

56.30

53.60

51.20

49.10

47.20

45.50

43.90

45

56.80

54.10

51.70

49.60

47.70

46.00

44.50

46

57.30

54.60

 

 

 

 

 

47

57.90

55.20

48

58.50

55.90

49

59.20

56.60

50

59.90

57.40