For making the mass people financially secured and make then savings minded Alpha Islami Life Insurance Limited has introduced “Hajj Insurance Plan” Plan. Ultimate goal of this plan is make Hajj easier for the mass people. Holy Hajj is one the pillar of islam. By this plan any one can make savings for Holly hajj/Umrah or anyother religious necessity. During continuation of the policy if the policyholder dies then Sum Assured along with profit shall have given to the nominee of the policyholder. If the policyholder survives till maturity of the policy then Sum Assured with profit (based on profit and loss) shall be paid to the policyholder by which he/she can perform holy hajj and rest amount he/she can use for other purposes. You can take this policy for 10, 12, 15 and 20 years term. But in maturity age of the policyholder shall not exceeds 70 years and minimum Sum Assured is BDT. 50,000/- (fifty thousand) only. This plan allows you to avail any or multiple of the following supplementary insurance facilities :
Accidental Death Benefit (ADB).
Permanent Disability & Accidental Benefit (PDAB).
Critical Care (CC)
Waiver of Premium (WP)
Income Benefit Rider (IBR)
• You shall get income tax rebate on the deposited premium under this scheme and insurance claim amount is also tax free. • The premium rate Half Yearly, Quarterly and Monthly premium rate may be obtained by multiplying the Annual premium rate by 0.525, 0.275 and 0.0925 respectively.